Consumer Duty, ready for the application.

Support for firms seeking FCA authorisation or adding regulated activities. Build a Consumer Duty framework that fits your business model and can be explained, evidenced and put into practice.

A credible application needs more than a set of policies.


01 / Documentation

The Consumer Duty authorisation pack

A tailored suite for the Consumer Duty elements of your application, aligned with the activities and customer journeys you propose.


02 / Practical support

Advice through the application process

Documentation is one part of the work. I can also help you test whether your approach is coherent and prepare for follow-up questions.

  • Implementation plan

  • Governance framework, including the Duty Champion role, as applicable

  • Fair value assessment templates

  • Target market and product approval documentation

  • Management information and outcomes monitoring strategy

  • Policies for customer understanding, vulnerable customers and support

  • Board and senior manager training materials

  • Evidence of how the Duty is built into systems, controls and processes

  • Draft and refine the Consumer Duty elements of your FCA application.

  • Identify gaps or weaknesses and agree clear steps to address them.

  • Prepare for questions about your target market, products, governance and outcome monitoring.

  • Provide guidance as the authorisation process progresses.


Who this is for

Firms applying for authorisation, including payment and e-money firms, consumer credit firms and investment businesses, as well as firms adding new regulated activities. The scope of support is tailored to the application.