Welcome to ConsumerDutyConsultant.com (the “Site”). By accessing or using this Site, you agree to be bound by the following Terms of Service. If you do not agree, please do not use the Site.

1. Use of Website

The Site is for informational purposes only. It provides general insights into Consumer Duty compliance and does not constitute legal, regulatory, or professional advice. You must not rely on any information on this Site as a substitute for tailored advice specific to your business or regulatory circumstances.

2. Intellectual Property

All content on this Site, including text, graphics, logos, and materials, is the intellectual property of Consumer Duty Consultant unless otherwise stated. You may not reproduce, distribute, or commercially exploit any content without prior written consent.

3. Limitation of Liability

We make reasonable efforts to ensure the accuracy and relevance of content on this Site, but we make no warranties or guarantees. We are not liable for any loss, damage, or regulatory consequences arising from the use of the Site or reliance on its content.

4. Disclaimers

• No Legal or Regulatory Advice: The information on this Site is provided for general informational purposes only. It is not intended to constitute legal or regulatory advice, and you should not act or refrain from acting based on any information contained on this Site without seeking professional advice.

• No Client Relationship: Accessing or using the Site does not create a consultant-client relationship. Formal engagement terms must be agreed in writing for any advisory services.

• No Guarantee of Outcomes: While case studies or examples may refer to positive outcomes, past performance does not guarantee future results. Compliance success depends on individual circumstances and regulator discretion.

5. Links to Third Parties

This Site may contain links to third-party websites. These are provided for convenience only, and we do not endorse or assume responsibility for any third-party content.

6. Privacy

Use of this Site is also subject to our [Privacy Policy] (insert link when ready), which explains how we handle personal data collected through the Site.

7. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes acceptance of the new terms.

8. Governing Law

These Terms are governed by and interpreted in accordance with the laws of England and Wales. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the English courts.